Merchant Processing

ISD Financial services include professional credit card rate analysis and processing cost comparison in which clients typically save 15 – 20%. With a guarantee of superior service, we offer compatibility with virtually all major point of sale systems, credit card terminals, software, and internet gateways.

To learn more about how our merchant processing services can provide solutions for your company, select your industry above.

Retail Businesses

Face-to-face transactions will allow you to receive the lowest possible swiped rates as well as added security benefits such as pin-based debit limiting charge-back liability. If you currently accept credit cards, ISD Financial Services will provide a free rate analysis which will illustrate exactly how much we can save you over your current processor. For more information, please complete the form on the right.

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“Retail with Tips” Businesses

This service, designed primarily for salons, allows merchants to print a receipt showing the base amount of the sale, with a line for the cardholder to enter a tip amount. The terminal dials out for a single authorization amount, ensuring that the transactions meet the best interchange qualifications. For more information, please complete the form on the right.

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Restaurants

Many full service restaurants like the flexibility of “Tip Adjustment” available on our full line of terminal products. Many fast food restaurants, bakeries, and coffee shops, however, prefer the “No Signature Required” application that does not require a cardholder signature or a receipt for transactions under $25.00. For more information, please complete the form on the right.

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Mail Order/Phone Order

ISD Financial offers special programs designed to limit downgrades and surcharges often associated with “card not present” transactions. Our unique internet payment gateway can be set up on your shopping cart to automatically charge your customer’s cards when they check out from your website. For more information, please complete the form on the right.

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Internet Businesses

ISD Financial offers special programs designed to limit downgrades and surcharges often associated with “card not present” transactions. Our unique internet payment gateway can be set up on your shopping cart to automatically charge your customer’s cards when they check out from your website. For more information, please complete the form above, right.

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Business to Business

Increasingly more manufacturers and wholesalers are accepting credit cards from their business customers. Many businesses utilize various commercial products available from MasterCard and Visa. We focus on business to business merchants by offering special pricing opportunities for these types of transactions. For more information, please complete the form above, right.

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Grocery Stores

Requiring verification of industry requirements, ISD Financial supports the popular cash register systems and gateways used by this industry. Our systems enable grocery stores to accept almost any type of payment, including credit, debit, EBT, gift card or check. For more information, please complete the form above, right.

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Lodging/Auto Rental

Our Lodging and Auto Rental applications support the incremental authorizations common to these transactions. For more information, please complete the form above, right.

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Utility Companies

The Card Associations have recognized that millions of dollars are paid each month by consumers and businesses for utility services, while utility companies are realizing the added benefits of accepting credit cards. Credit acceptance offers convenience to customers and reduces the time and expense associated with waiting for checks to be mailed and processed.

With Visa and MasterCard Utility programs, merchants who provide electricity, natural gas, water, and sanitation services can now benefit from exceptionally low processing rates. Merchants can bill customers conveniently and get payments processed in a timely manner. Certain merchants, such as home heating oil businesses, can participate in MasterCard’s Utility program and Visa’s Emerging Market program, which offer lower rates resulting in substantial savings to this specific industry.

Special registration forms are required to participate in these programs. Our staff is fully trained to assist you with the process; let this be an opportunity to enter into a new and profitable market for merchant services. For more information, please complete the form above, right.

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Petroleum/Pay at the Pump

ISD Financial offers card payment processing for merchants needing pay at the pump or inside store purchases. Specific interchange rates apply accordingly to transactions run through Automated Fuel Dispensers or at the point of sale inside the store. For more information, please complete the form above, right.

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"To work with ISD Financial is to work with a trusted partner and a valued friend. In a world where personal relationships have been replaced by impersonal emails and texts; Dave Zietz and his team work to reassure us that we matter. Merchant processing is often looked upon as a shady business, yet ISD Financial carefully explained the process and assured us that all of our needs would be met. What’s impressed us most is the “service after the sale” – to know that Dave Zietz and his team are there to answer questions and research matters offers a great sense of confidence – so rarely found in this industry. We are proud of our association with ISD Financial and know that you will be too."

– Jonathon Koenigsberg; Willoway Day Camp, West Bloomfield, MI